BANKAI BUSINESS Business loan avg 5,85% Bank of England base rate 2,35% SME lending Q2 +4,2% Factoring avg 1,9% Leasing index stabil BANKAI BUSINESS Business loan avg 5,85% Bank of England base rate 2,35% SME lending Q2 +4,2% Factoring avg 1,9% Leasing index stabil

Nordic Financial
Intelligence

UK businesses deserve better terms. We analyse your financing, liquidity and capital structure in real time — and show where you can strengthen cash flow and structure. AI analyses. You decide.

Compare business loans, refinancing, bookkeeping, audit and invoicing through independent AI analysis — tailored to your business, free of charge and without signing up.

AI mode activated · Business Engine
No personal data stored · No credit checks run · Analysis is indicative
Aida thinking...

Eleven modules. One system.

A coherent control room for your company's capital — from financing to liquidity, capital structure and risk.

Seven modules are available immediately — financing, refinancing, borrowing strength, partner matching, bookkeeping, audit and invoicing. Aida analyses and recommends for real. The rest opens in the next step.
● Available nowStart here — free of charge, no sign-up
i.Available now

Business Loans

AI matches your business against lenders based on turnover, sector and capital needs. Three concrete options.

You can saveup to £8,400 per year
ii.Available now

Refinancing

Maps expensive loans, leasing, credit and factoring — showing exactly what you leak per year in financing cost.

Typical finding£18,400/yr in overpayment
iii.Available now

Capital Readiness

Are you ready to borrow? Get a rating of your borrowing strength — exactly as a bank sees you, before you even apply.

You geta borrowing-strength rating 0–100
iv.Available now

Business Match Engine

More than loans. AI finds the partners your business needs to grow — banks, factoring firms, leasing providers and partnerships — and connects you.

Your whole networkbanks · factoring · leasing · partnerships
● Available nowAudit & Bookkeeping
ix.Available now

Bookkeeping AI

Your books run themselves. AI records every receipt and invoice automatically the same second, catches errors and keeps track of VAT — you never touch a ledger entry again.

AI handlesbookkeeping and VAT for you
x.Available now

Audit AI

AI reviews your books before the auditor — finding errors and anomalies in seconds. The same precision as the big audit firms.

AI findserrors before the auditor does
● Available nowInvoicing & Flow
xi.Available now

Invoicing AI

Create and send invoices, get automatic reminders and let AI read supplier invoices for you. You see instantly what is unpaid and get paid faster.

Automatessend invoices and get paid faster
Opens when you connect your system
Vault 02Liquidity
v.Coming soon

Liquidity Radar™

How is your cash right now? See how long the money lasts and how fast it falls — in real time, every day.

Shows the situation right nowhow long the cash lasts
vi.Coming soon

Cashflow Intelligence

What happens next? AI calculates your coming months and warns in good time if the money risks running out — so you can act.

Shows the futurewarning before the money runs out
Vault 03Overview & Risk
vii.Coming soon

Treasury Overview

All your capital and accounts in one place. A simple, clear overview.

You seeall capital in one place
viii.Coming soon

Risk Monitoring

A health check for your business. AI monitors your finances around the clock and warns at the slightest sign of trouble.

We warn youbefore problems become crises
Activate your control room
Live · Liquidity Radar™
Your liquidity, in real time
This is your cash right now — how long the money lasts at the current rate. Demo data shown — connect your system for your own figures.
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Aida · your private AI consultant
Right now your cash lasts 8.4 months. I monitor it every day and flag it in good time — you needn’t worry, I’ve got it covered.
How long the cash lasts
8,4mo
At the current rate the cash lasts until January 2027. AI sees the money could run out in March if nothing changes.
How much the cash falls / month
−412 tkr
▲ 6.2% vs last quarter
Rating of your finances
68
Stable for your sector.
▲ +4 this month
Cash flow · rolling 12 months
Want to see your own figures? Connect your accounting system — Xero, QuickBooks, Sage — and see your real liquidity live. Zero personal data, full control.
Business Loans · Find the right financing
Which business loan suits you?
Tell us about your business and capital needs — Aida matches you with the three best lenders. Independent, free, no credit check.
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Aida · Your financing consultant
Tell us about your business and how much you need — or tap a quick option. I match you with the right lender.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · no credit check · BANKAI may receive a commission if you sign up, it never affects the ranking.
Refinancing · Lower your costs
Where are you leaking money today?
Tell us about your current loans, credit and leasing — Aida shows the three best ways to refinance and what you could save. Independent, free.
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Aida · Your refinancing consultant
Tell us about your current loans and costs — or tap a quick option. I show where you can save the most.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · no credit check · BANKAI may receive a commission if you sign up, it never affects the ranking.
Live · Cash flow
You get a gap in March
This is your future — AI calculates the coming months and warns in advance if a gap is approaching. Demo data shown.
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Aida · your private AI consultant
I’ve calculated your coming months. It looks like there will be a gap in March if nothing changes — but you have four months, and I’ll show you how to solve it.
Forecast · liquidity next 6 months
▼ MARCH · forecast −£9.6k · AI suggests: bring invoicing forward or secure credit now
Lowest point
−96 tkr
March 2027 · if nothing changes
Early warning
4 mo
▲ time to act
Never want to be surprised? Connect your system — AI monitors cash flow around the clock and warns months before a gap. You always have time to act.
Capital Readiness · Your borrowing strength
How ready are you to borrow?
Tell us about your business — Aida assesses your borrowing strength as a bank sees it, and shows the three best ways forward. Independent, free.
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Aida · Your credit consultant
Tell us about your business — turnover, age, profitability — or tap a quick option. I assess your borrowing strength and show the way forward.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · no credit check · BANKAI may receive a commission if you sign up, it never affects the ranking.
Live · Treasury Overview
All capital, one view
A consolidated view of the company's accounts, liquid assets and exposure — a simple overview, not over-built. Demo data shown.
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Aida · your private AI consultant
You have 3,8 Mkr in cash, but £120k sits idle. That costs you around £4,000 a year. I can show where the money works harder.
Total liquid assets
3,8Mkr
Spread across 3 konton + 1 placeringskonto. AI ser att 1,2 Mkr sits idle — could yield £4k/yr.
Idle capital
1,2 Mkr
missing approx £4k/yr in interest
Currency exposure
12%
EUR · within safe level
Want to see all capital in one place? Connect your accounts — AI brings everything into one view, finds idle capital and flags unnecessary exposure. Full control, zero hassle.
Business Match · Your whole network
Which partners do you need?
Tell us where your business is heading — Aida finds the three best partners to grow: banks, factoring, leasing and partnerships. Independent, free.
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Aida · Your growth consultant
Tell us what your business needs to grow — or tap a quick option. I find the right partners for you.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · no credit check · BANKAI may receive a commission if you sign up, it never affects the ranking.
Live · Risk Monitoring
The company's health, scanned
AI monitors your financial health around the clock and alerts you at the first sign of trouble — liquidity, debt, customer concentration and market. You always have time to act. Demo data shown.
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Aida · your private AI consultant
I monitor 14 signals in your finances around the clock. Right now: zero critical alerts, but I’m keeping an eye on your customer concentration. You can sleep easy.
Health index
82
Strong health. AI monitors 14 signals around the clock and alerts on anomalies.
Active alerts
0 kritiska
1 mild: customer concentration
Monitored signals
14 st
liquidity · debt · customer · market
What AI is monitoring right now
Want to sleep easy? Connect your system — AI scans your health around the clock and alerts before small problems become crises. Your early warning.
Audit · Find the right help
Which audit help suits you?
Tell us about your business — Aida analyses and recommends the three best audit and accounting services for you. Independent, free.
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Aida · Your audit consultant
Tell us briefly about your business and needs — or tap a quick option. I find the right audit or accounting help for you.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · BANKAI may receive a commission if you sign up, it never affects the ranking.
Invoicing · Find the right solution
Which invoicing solution suits you?
Tell us about your business — Aida recommends the three best invoicing, collections and factoring services for you. Independent, free.
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Aida · Your invoicing consultant
Tell us about your invoicing needs — or tap a quick option. I find the right tool for invoicing, reminders or getting paid faster.
Aida analyses your need...
Genuine AI analysis of your answer · independent recommendation · BANKAI may receive a commission if you sign up, it never affects the ranking.
Bookkeeping · Find the right software
Which bookkeeping software suits you?
Aida helps you find the right fit in 20 seconds — based on how your business looks. Independent, free, you choose yourself.
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Aida · Your bookkeeping consultant
Tell us briefly about your business — or tap a quick option. I analyse and recommend the three best software options for you.
Aida analyses your need...
Genuine AI analysis of your free-text answer · independent recommendation · BANKAI may receive a commission if you sign up, it never affects the ranking.
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Ask Aida
Your private AI consultant
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Aida
Finance & bookkeeping expert · online
Hi! I’m Aida, your AI expert in business finance, bookkeeping, tax and financing. Ask me anything — e.g. "how much VAT do we owe?", "which bookkeeping software suits us?" or "how do we lower our borrowing costs?"